GEICO's friendly, knowledgeable mobile home insurance agents can help you manage all aspects of your policy, from paying your bill to updating your coverage limits. First off, we’d like to make one thing very clear: we strongly recommend that whenever possible you file a claim – or at the very least contact your insurance company – as soon as possible after an incident. There is almost no “downside” to quickly filing a claim, whether you’ve been in a car accident, have suffered damage to your home, or have had some other mishap. Chat or rant, adult content, spam, insulting other members, show more auto insurance claim time limit. To be clear, you did report this to your insurance company at the time? dealing with adjusters car insurance.